Terms and Conditions

THE SITE DOES NOT PROVIDE LEGAL OR MEDICAL ADVICE

The Contents of HealthHarbor.com ("the Site") is for informational purposes only. The content
is not intended to be a substitute for professional legal, pharmaceutical, insurance, or
medical advice. Always seek the advice of a qualified health provider or other professional in
the appropriate field with any question you may have regarding your situation.
The Site does not recommend or endorse any specific tests, coverage plans, products,
procedures, opinions, or other information that may be mentioned on the Site. Reliance on
any information provided by the Site, its employees, others appearing on the Site at the
invitation of the Site, or other visitors to the Site is solely at your own risk.
Staff and writers at th Site do not claim to be licensed physicians, pharmacists, attorneys,
insurance agents, or other licensed professionals associated with medical, legal, or
insurance content provided on the site. Consumer or patient decisions should always be
made in consultation with the appropriate professional.

COPYRIGHT NOTICE

All content on HealthHarbor.com is copyrighted and may not be reproduced without the
expressed consent of HealthHarbor, LLC. The Content of this website, and the site as a
whole, is intended solely for personal, noncommercial use by the users of oursite. You may
download, print and store selected portions of the Content, provided you (1) only use these
copies of the Content for your own personal, non–commercial use, (2) do not copy or post
the Content on any network computer or broadcast the Content in any media, and (3) do not
modify or alter the Content in any way, or delete or change any copyright or trademark
notice.

No right, title or interest in any downloaded materials is transferred to you as a result of any
such downloading. HealthHarbor.com reserves complete title and full intellectual property
rights in any Content you download from this website.

Except as noted above, you may not copy, download, reproduce, modify, publish, distribute,
transmit, transfer or create derivative works from the Content without first obtaining written
permission from HealthHarbor.com.

LIABILITY OF HEALTHHARBOR.COM AND ITS LICENSORS.

The use of the Site and the Content is at your own risk. When using the Site, information will
be transmitted over a medium that may be beyond the control and jurisdiction of the Site and
its partners. Accordingly, the Site assumes no liability for or relating to the delay, failure,
interruption, or corruption of any data or other information transmitted in connection with use
of the Site.
The Site and the Content are provided on an "as is" basis. The Site and its licensors, to the
full extent permitted by law, disclaim all warranties, either express or implied, statutory or
otherwise, including but not limited to the implied warranties of merchantability,
non-infringement of third party's right, and fitness for particular purpose. Without limiting the
foregoing, The Site and its suppliers make no representations or warranties about the
following:

1. The accuracy, reliability, completeness, currentness, or timeliness of the Content,
software, text, graphics, links, or communications provided on or through the use of the Site.
2. The satisfaction of any government regulations requiring disclosure of information on
prescription drug products, insurance offerings, or the approval or compliance of any software
tools with regard to the Content contained on the Site.

In no event shall HealthHarbor.com, its licensors, its suppliers, or any third parties
mentioned on the Site be liable for any damages (including, without limitation, incidental and
consequential damages, personal injury/wrongful death, lost profits, or damages resulting
from lost data or business interruption) resulting from the use of or inability to use the Site or
the Content, whether based on warranty, contract, tort, or any other legal theory, and
whether or not the Site is advised of the possibility of such damages. HealthHarbor.com is
not liable for any personal injury, including death, or financial loss caused by your use or
misuse of the Site, Content, or Public Areas (as defined below). Any claims arising in
connection with your use of the Site, any Content, or the Public Areas must be brought
within one (1) year of the date of the event giving rise to such action occurred. Remedies
under these Terms of Use are exclusive and are limited to those expressly provided for in
these Terms of Use.

ADVERTISEMENTS, SEARCHES AND LINKS TO OTHER SITES.

HealthHarbor.com may select certain sites as priority responses to search terms you enter
and may agree to allow advertisers to respond to certain search terms with advertisements or
sponsored content. HealthHarbor.com does not recommend and does not endorse the
content on any third -party websites. The Site is not responsible for the content of linked
third-party sites, sites framed within the Site, third-party sites provided as search results, or
third-party advertisements, and does not make any representations regarding their content or
accuracy. Your use of third-party websites is at your own risk and subject to the Terms of
Use for such sites. The Site does not endorse any product advertised on the Site.

INDEMNITY.

You agree to defend, indemnify, and hold HealthHarbor.com, its officers, directors, editors,
employees, agents, and licensors harmless from and against any claims, actions or
demands, liabilities and settlements including without limitation, reasonable legal and
accounting fees, resulting from, or alleged to result from, your violation of these Terms of
Use.

GENERAL.

HealthHarbor, LLC, is based in Minnesota, in the United States of America. It makes no
claims that the Site Content is appropriate or may be downloaded outside of the United
States. Access to the Content may not be legal by certain persons or in certain countries. If
you access the Site from outside the United States, you do so at your own risk and are
responsible for compliance with the laws of your jurisdiction.
The following provisions survive the expiration or termination of this Agreement for any reason
whatsoever: Liability, User Submissions, Indemnity, Jurisdiction, and Complete Agreement.

COMPLETE AGREEMENT.

These Terms of Use constitute the entire agreement between you and HealthHarbor.com
with respect to the use of the Site, and Content.